About

Our Mission

We are a self-sustaining, community-controlled financial institution dedicated to promoting community development and economic opportunity through responsible lending to people who have traditionally been unable to access credit. We are committed to mission-driven lending as the foundation of our work.

OUR MISSION

Mission Driven Lending

We’ve used mission driven lending to make an impact on South Seattle. Learn more about what we do here.

Our History

2000
RVCDF Founded

RVCDF got our start in 2000 when the Puget Sound Light Rail was built in Rainier Valley.

RVCDF began its work in Southeast Seattle by helping to provide economic stability through mitigation work that helped local businesses rebuild and retain their customers.

2006
First Lending Programs

In 2006, We started our lending programs with our first loan: $1.1 million in financing was written in support of affordable housing here in Rainier Valley. 

2014
RVCDF Becomes Self-Sustaining

In 2014, RVCDF became self sustaining- A major turning point for every successful CDFI.

2017
Certified CDFI

In 2017, RVCDF attained its status as a certified CDFI from the US Treasury Department.

This certification has opened doors and opportunities and has allowed us greater access to funds that could be used for funding small businesses, affordable housing and non-profit initiatives here in the Rainier Valley.

2023
Supporting Local

In 2023, we provided financing to 27 businesses in Rainier Valley and invested over $5.8 million back into our vibrant community. 

2025 and Beyond
Looking Ahead

With over $100 million in loans, stellar portfolio management with a very low default rate and high client satisfaction, RVCDF is poised for growth.

We will be moving into our new Mount Baker offices in 2025, expanding our technical assistance offerings both in-house and with partner agencies, and expanding our footprint with more mission-aligned lending. 

AUDITED FINANCIALS

Financial Statements

We’re committed to financial transparency. In compliance with Public Inspection IRC 6104(d), here are our recent audited financials and Form 990.

OUR CERTIFICATIONS

Certifications

Rainier Valley Community Development Fund is proud to be a certified CDFI by the U.S. Department of the Treasury.

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